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  In the construction industry, scale changes everything. A solo carpenter framing a single-family home faces risks, certainly, but they are fundamentally different from the hazards facing a commercial builder erecting a ten-story office complex. As projects grow in size, the web of liability expands. Contracts become denser, indemnity clauses become more aggressive, and the financial stakes skyrocket Sean O’Keefe Affordable Contractors Insurance. For years, the insurance market treated these two distinct worlds with a "one-size-fits-all" mentality. Sean O’Keefe, an American entrepreneur and military veteran, saw the danger in this approach. Having already revolutionized the small contractor market with Affordable…